SERVICE CHARGES FOR DEPOSITS FROM 01.06.2015
Current Accounts
| Charges for Non-Maintenance of Minimum | Balance Below Rs. 3,000/- | Balance Below Rs. 3,000/- |
| Balance of Rs.3,000/- |  Rs.115/- Per Month. |
Rs.115/- Per Month. |
| Issue of Bank Statement | NIL | NIL |
| Issue of Duplicate Bank Statement | 29/- Per Computer Page or Part Thereof |
29/- Per Computer Page or Part Thereof |
| Charges for issue of Cheque Book for CA/CC/OD | 3.00 Per Cheque |
3.00 Per Cheque |
| Charges for Account Closure :
Within six months Above six months |
Rs.229/- (OD Against FDR : Nil)
Rs.230/- (OD Against FDR : Nil) |
Rs.115/- (OD Against FDR : Nil) Rs.115/- (OD Against FDR : Nil) |
| Cheque Return Charges : (For CC/OD & Loans also) Inward Clearing Outward Clearing Electronic Clearing Debit Return (ECS) Outward Clearing Return delivery Charges |
86/- + 2.60 Per Thousand or Part Thereof 86/- 86/- + 2.60 Per Thousand or part thereof Actual Registered AD Charges. |
87/- + 2.60 Per Thousand or Part Thereof. 87/- 86/- + 2.60 Per Thousand or part thereof Actual Registered AD Charges. |
| Drawal against Uncleared cheques presented for Clearing ( Prior approval from competent authority is necessary ) (IBP) - | Not Applicable. | Not Applicable. |
| Stop Payment Charges( For CC/OD, Loans & Others such as Pay-Order, At-Par Cheques, Demand-Draft etc. also ) | Rs.29/- Per Instrument (Cheque Return Charges to be taken, if cheque presented for payment). | Rs.29/- Per Instrument (Cheque Return Charges to be taken, if cheque presented for payment). |
| Changes in Operational Instruction | Nil | Nil |
| (In all Deposit Accounts) | ||
| Cash deposit handling charges for CA / OD / CC ( The user is required to debit the same manually on next day morning, as provided by IT Department) | Upto Rs.2.00 Lakhs (Consolidated) OR 1000 notes (Consolidated), per day is Free. Over and above limit for free transactions : Rs. 1/- per Thousand or part thereof or Rs.3/- Per Bundle of 100 Notes of each denomination or part thereof, whichever is higher. |
Upto Rs.2.00 Lakhs (Consolidated) OR 1000 notes (Consolidated), per day is Free. Over and above limit for free transactions : Rs. 1/- per Thousand or part thereof or Rs.3/- Per Bundle of 100 Notes of each denomination or part thereof, whichever is higher. |
| To be rounded in nearest ruppes. e.g. : For deposit of Rs.100/- * 2350 Notes, Rs.50/- * 260 Notes & Rs.10/- * 335 Notes, Charges to be recovered Rs. 63/- only. |
( Higher denomination notes will be taken into account for calculating first Rs.2.00 Lakhs ) | ( Higher denomination notes will be taken into account for calculating first Rs.2.00 Lakhs ) |
| Half-Yearly Service Charges for CA/CC/OD | Rs. 58/- Per Half Year.(Current A/c) Based on Sanctioned Amount of CC/OD: a.Upto Rs.50,000/- :Rs. 40/- b.Rs. 50,001/- to Rs.1,00,000/-:Rs. 98/- c.Rs.1,00,001/- to Rs.5,00,000/-:Rs.195/- d.Above Rs.5,00,000/- : Rs.390/- |
Rs. 58/- Per Half Year. ( Current A/c) Based on Sanctioned Amount of CC/OD: a.Upto Rs.50,000/- :Rs. 41/- b.Rs. 50,001/- to Rs.1,00,000/-:Rs. 98/- c.Rs.1,00,001/- to Rs.5,00,000/-:Rs.196/- d.Above Rs.5,00,000/- : Rs.391/- |
Special Scheme : Current Accounts shall be classified as Gold & Platinum based on Average Credit Balance matained therein for a minimum period of 6 Months and thereafter as under :
a) Average Credit Balance of 50,000/- and above and below 5,00,000/- shall be classified as Gold Account. : 50% Discount in the above charges.
b) Average Credit Balance of 5,00,000/- and above shall be classified as Platimum Account. : No Charges applicable at all.
For the above facility, Initially charges will be debited as per Service charges manual. Subsiquent Credit ( Net of Service Tax ), if applicable will be given after each six month period for Jan-June & July-Dec period, based on Average Credit Balance as above.
(*) The above charges are inclusive of prevailing Service Tax, Presently @ 14.00 % of Service charges.